Support through the cost of living crisis
With many people's finances under pressure from the rise in the cost of living, we're committed to supporting you during these challenging times. To help you manage the day to day impact, we've provided some useful resources.
BackHow we can support you
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To learn more about managing your day to day finances, visit our budgeting section. If you're new to budgeting or don't know where to start, try Money Helper's budget planner.
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We appreciate times might be hard but it's always a good idea to put some money into savings regularly, even during challenging times, if you can. For tips on how to build up your savings, visit our savings section or why not try Money Helper's savings calculator to help get you started.
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We understand that it can be hard managing your money and bills can mount up. Our debt, borrowing and credit section will provide you with useful tips to help you manage your debt, understand how you can borrow money, and offer support to help you understand how this impacts your credit score.
No matter what your reason, if you're struggling to pay for the day-to-day costs of living, you may be eligible for Universal Credit to provide you with financial support. To find out if your eligible and for details on how to apply, visit our accessing Universal Credit online section.
75% of those not contributing to a pension are at risk of poverty in retirement*
During challenging times, we understand saving for the future might not be front of mind, but it's still important to continue saving into your pension where you can. The bitesize film and support material below can help answer some of your pension questions during these challenging times and highlight key things to consider when it comes to your pension savings.
*Source: Scottish Widows Retirement Report 2025 (PDF, 2.6MB)
Understand the impact on your pension savings
Can I access my pension early?
Should I continue paying into my pension through times of uncertainty?
Dealing with uncertainty
Our information and insight can help you understand the impact of global events and market volatility on long term savings.
Help from the government
Visit the Government’s website to find out what cost of living support is available that you may be eligible to receive.
Support for difficult times
Learning to deal with stress can help your mental and physical health, and improve your financial wellbeing. Explore our topics to find the support you need.