Financial essentials
From budgeting to borrowing, saving to investing, there's a lot to wrap our heads around when it comes to finance.
Back to the homepageChoose a lesson
Get started today – even just half an hour could make a world of difference. Work through the modules one by one, or pick and choose the ones you need.
Savings
3 chapters
Find tips and tricks to help you build up savings to help secure the future you want.
Budgeting
2 chapters
Learn how to start and maintain a monthly budget with guidance and tools.
Debt, borrowing and credit
5 chapters
It's never too late to take control of debt and improve a credit score. Find out how.
Investing basics
5 chapters
Find out the basics of investing to help you decide if investing is right for you.
Protecting your future
2 chapters
Explore how to build toward a more secure future, today.
Frequently asked questions
-
Anything you can save will be beneficial, but three month's salary is a general rule of thumb.
-
You can get independent and free advice to help you with money worries from many organisations, including:
-
Financial protection from Life insurance or Critical Illness cover provides financial support for your family if you die or if you become ill. It is important to understand that your protection needs may change through different stages of your life and one size does not fit all.
-
Before deciding to start investing your money it is important to ask yourself the following questions:
- Is your money in good shape now? Have your debts and high interest loans been paid off, and have you built up an emergency savings fund?
- Are you clear on what your goals are from investing?
- Do you feel comfortable taking on the risk that your investments may lose value? If so, what is this level of risk?
Related videos
What is life insurance?
Related resources
Support for difficult times
Life is rarely straightforward. But learning to deal with stress can help your mental and physical health, and improve your financial wellbeing. Explore our topics to find the support you need.
Provided by:
