Manage bills online

You pay this tax to your local council. It pays for local services like social care and waste collection. Depending on your local council, you may be able to pay your bill online. This means you can check and change your payments whenever you want. Every council will offer different online services.

Doing this online means you can:

• View past and future bills.
• Pay online using your bank card.
• Check if you can apply for a discount.

To manage your phone bill online, you need to create an account on the company’s website. Some companies also have an app you can download from your device’s app store.

Doing this online means you can:

• Track your usage.
• Pay upcoming bills and view past bills.
• Manage your allowances.
• Upgrade or change your contact.
• See deals you can benefit from.

You can create an account on your internet provider’s website. Some companies also have an app you can download from your device’s app store.

Doing this online means you can:

• Track your usage - So you don’t go over your limit.
• Stay up to date with payments.
• Easily access and view your agreement.

To manage your gas or electricity bill online, first you need to create an account on their website. Some services also have an app you can download from your device’s app store.

Doing this online means you can:

• Input meter readings.
• View your energy usage.
• Get payment reminders to avoid missing payments.
• Instantly access past bills.
• Keep an eye on your rate - So you know when to renew your contract, or when to look for better deals elsewhere.

How you manage your water bill online depends on where you live. In most parts of the UK, you’ll pay a water company directly.

When you move into a new home, find out who your water company is. You can go online and find your supplier here. Once you know your supplier, you can use a search engine to look for their website. Most companies will have some kind of online service.

In some areas of the UK (mainly Scotland), you pay for your water through the local council – sometimes as part of your council tax. Again, you should find this out when you move into your property.

Doing this online means you can:

• Keep an eye on your bills.
• Change your payment date.
• Pay your bill.

Most insurance companies have a website where you can apply for insurance and manage your account and policy. You might even be able to save money on your insurance by using a comparison site.

With lots of subscription services available, costs can quickly add up. Netflix, Spotify, Disney+, Amazon Prime, Apple Music … Even just two of these subscriptions can add up to £20 a month – that’s £240 a year!

Doing this online means you can:

• Cancel, pause or check on your subscriptions.
• See how much you’re spending.
• Find places where you can cut back.

Your landlord or rental company might have a portal for you to manage your rent online. If they do, they’ll usually share it with you when you move in.

Doing this online means you can:

• View your rental agreement.
• Pay your rent online.
• Change the date of when your rent is due.
• Get help with maintenance issues in your flat.

To make a large purchase, you might have a loan or credit agreement with a bank or retailer. They’ll usually have an app or website where you can create an account. You can use this to see how much money you’ve paid, and what’s left to pay.

Doing this online means you can:

• Make monthly payments.
• Pay extra money towards your loan - If you can, to pay it off quicker and save money on interest.
• Manage and change your payment date.
• View how much your credit agreement costs.